How Much Can I Afford

Desert Equity Lending, LLC - Scottsdale - AZ - Providing loans and information

Best in Rates, fastest online mortgage closings in Arizona and Colorado since 1999! Best in Life, Health, Disability, Long Term Care Insurance and Fixed Annuities. Lic in AZ, CO, and UT. Retirement Specialist AFLAC Agent also .

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Ted Gehrke
Mortgage Director Arizona-Colorado
NMLS# 240314
ted@turboloans.com
Desert Equity Lending, LLC
NMLS# 173369 MB-0906989
11995 N 139th Ave Scottsdale Az 85259 Phone: 602-881-1414
Independent Contractor MLO for Desert Equity Lending LLC since 2005 Independent Life and Health Agent for Premier Southwest Planning since 2017
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AZ: 602-881-1414
CO: 720-775-9866
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Best Refinance Rates and Fastest Cash out closings you will find! Turbofast closings on Purchases! Arizona all online since 1999! Affordable Term Life Insurance to Cover the Balance of your Mortgage! Truly a ONE STOP Money Saving , LOCAL Professional to save you $$$ on Financial needs. Best in Business Long Term Care with Guaranteed Premiums never to go up. Benefits never to go down, Guaranteed cash Value buildup, a death Benefit , and Lifetime Benefits!
House next to shop with an airplane flying over with a banner.

House next to shop with an airplane flying over with a banner.

With over 4100 happy clients! 36 years Experience !LOCAL! I hold Producer Licenses with BOTH AZ Dept Of Insurance and Financial Institutions!

Desert Equity Lending, LLC NMLS# 173369 | MB-0906989

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Loan Amount ($)
Interest Rate (%)
Loan Term (Yrs)



Payment:

How much can I afford?

Use our calculator to find out how much house is in your budget by entering a few numbers below (income, debt & other factors). Our calculator requires you to enter affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income. Monthly Revolving Account debt refers to monthly credit card and store card payments. For any monthly debt amount that is not applicable, please enter a zero.

Income Information

Gross Monthly Income

Other Monthly Income

3	5	10	20

Down Payment (%)

Other Down Payment (%)

Debt Information

Monthly Auto Loans

Monthly Student Loans

Monthly Installment Loans

Monthly Revolving Accounts

Monthly Other Debts

Loan Information

Zip Code

Interest Rate

Loan Term (Years)

Front Ratio (%)

Back Ratio (%)

Property Information

Monthly Property Taxes

Monthly Hazard Insurance

Monthly Mortgage Insurance

Monthly Homeowners Assoc Dues

The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

CALL TODAY for your no obligation quote: 602-881-1414

Mortgage Lending State: Arizona and Colorado

Contact us:

Ted Gehrke
Fax: 480-219-0849
Direct: 602-881-1414
Email: ted@turboloans.com

The data relating to mortgage loans and/or real estate for sale on this web site comes in part from the Mortgage 101 program. All data on this web site is deemed reliable but is not guaranteed.

This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other expert assistance is required, the services of a competent, professional person should be sought. The information contained in this publication is subject to change without notice.

DESERT EQUITY LENDING, LLC MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DESERT EQUITY LENDING, LLC SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

CALL TODAY for your no obligation quote: 602-881-1414

Mortgage Lending State: Arizona and Colorado

Contact us:

Ted Gehrke
Fax: 480-219-0849
Direct: 602-881-1414
Email: ted@turboloans.com