Best in Rates, fastest online mortgage closings in Arizona and Colorado since 1999! Best in Life, Health, Disability, Long Term Care Insurance and Fixed Annuities. Lic in AZ, CO, and UT. Retirement Specialist . Home and Auto Insurance Agent representing 25 companies! >

Long Term Care, understanding how it works.

 

   

Best in Rates, fastest online mortgage closings in Arizona and Colorado since 1999! Best in Life, Health, Disability, Long Term Care Insurance and Fixed Annuities. Lic in AZ, CO, and UT. Retirement Specialist . Home and Auto Insurance Agent representing 25 companies! >

Long Term Care, understanding how it works.

Ted Gehrke
Mortgage Director Arizona-Colorado
NMLS# 240314
ted@turboloans.com
Desert Equity Lending, LLC
NMLS# 173369 MB-0906989
11995 N 139th Place Scottsdale Az 85259 Phone: 602-881-1414
Independent Contractor MLO for Desert Equity Lending LLC since 2005 Independent Life and Health Agent , Medicare and Annuity Long Term Care Specialist www.turbolifeplanning.com
Apply Now
Ted Gehrke
Mortgage Director Arizona-Colorado
NMLS# 240314
ted@turboloans.com
Desert Equity Lending, LLC
NMLS# 173369 MB-0906989
11995 N 139th Place Scottsdale Az 85259 Phone: 602-881-1414
Independent Contractor MLO for Desert Equity Lending LLC since 2005 Independent Life and Health Agent , Medicare and Annuity Long Term Care Specialist www.turbolifeplanning.com
Apply Now

AZ: 602-881-1414
CO: 720-775-9866
APPLY NOW

AZ: 602-881-1414
CO: 720-775-9866
APPLY NOW

loans

apply now

Best Fixed Rate Annuities you will find! With American National, since 1905. A Rated by all three Rating Agencies.
Medicare, United Health, Humana, and Aetna/CVS
Appointed Agent

It pays to shop your Home, Auto, RV. ATV, Boat or Motorcycle Insurance AND make sure you have enough coverage!!

TurboHome Auto
Safeco Logo
Travelers Logo

Highest FIXED GUARANTEED ANNUITIES anywhere!

 

apply now

Best Fixed Rate Annuities you will find! With American National, since 1905. A Rated by all three Rating Agencies.
Medicare, United Health, Humana, and Aetna/CVS
Appointed Agent

It pays to shop your Home, Auto, RV. ATV, Boat or Motorcycle Insurance AND make sure you have enough coverage!!

TurboHome Auto
Safeco Logo
Travelers Logo

Highest FIXED GUARANTEED ANNUITIES anywhere!

 

Desert Equity Lending, LLC NMLS# 173369 | MB-0906989

Desert Equity Lending, LLC NMLS# 173369 | MB-0906989

Figure Payment

Loan Amount ($)
Interest Rate (%)
Loan Term (Yrs)
Payment:

Your Initial Meeting with a Mortgage Professional

The loan approval process generally begins with an initial interview where you and a mortgage professional discuss the potential loan. You can send information to your mortgage professional before the meeting to verify your income and long term debts.

You may prefer to talk with your mortgage professional before house hunting to determine in advance how much you can afford and the mortgage amount for which you can qualify. This step is called pre-qualification and can save you time and trouble by making certain you are looking in the correct price range.

To complete the 1003 Mortgage Application, you will need to gather:

  • A purchase contract for the house (if you have one)
  • Your bank account numbers and the address of your bank branch, along with checking and savings account statements for the previous 2-3 months
  • Pay stubs, W2 withholding forms, tax returns for two years, or other proof of employment, and income verification
  • Credit card bills for the past few billing periods, or canceled checks for rent or utility bill payments, to show payment history and amount of revolving debt
  • Information on other consumer debt such as car loans, furniture loans, student loans and retail credit cards
  • Balance sheets and tax returns, if you are self-employed
  • Any gift letters, if you are using a gift from a parent or relative or other organization to help pay the down payment and/or closing costs. This letter simply states that the money is in fact a gift and will not have to be repaid.

Having these items on hand when you visit the mortgage company will help speed up the application process. Usually, an appraisal fee will have to be paid when you submit the mortgage application. After you speak with us, you should have a general idea if you qualify for the size and type of loan you want. After the mortgage application, we will let you know if you qualify for the loan within a couple of days.

CALL TODAY for your no obligation quote: 602-881-1414

Mortgage Lending State: Arizona and Colorado

Contact us:

Ted Gehrke
Fax: 480-219-0849
Direct: 602-881-1414
Email: ted@turboloans.com

The data relating to mortgage loans and/or real estate for sale on this web site comes in part from the Mortgage 101 program. All data on this web site is deemed reliable but is not guaranteed.

This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other expert assistance is required, the services of a competent, professional person should be sought. The information contained in this publication is subject to change without notice.

DESERT EQUITY LENDING, LLC MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DESERT EQUITY LENDING, LLC SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

security Provided by OpenClose Proud Partner of OpenClose for 11 yrs
Service Provider

 

 

CALL TODAY for your no obligation quote: 602-881-1414

Mortgage Lending State: Arizona and Colorado

Contact us:

Ted Gehrke
Fax: 480-219-0849
Direct: 602-881-1414
Email: ted@turboloans.com

The data relating to mortgage loans and/or real estate for sale on this web site comes in part from the Mortgage 101 program. All data on this web site is deemed reliable but is not guaranteed.

This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other expert assistance is required, the services of a competent, professional person should be sought. The information contained in this publication is subject to change without notice.

DESERT EQUITY LENDING, LLC MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DESERT EQUITY LENDING, LLC SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

security Provided by OpenClose Proud Partner of OpenClose for 11 yrs
Service Provider